Welcome to the Individuals Blog by Sparrows Chartered Accountants — a trusted resource designed specifically for South Africans navigating the complexities of personal tax, SARS compliance, and everyday financial decisions. Whether you’re an employee, freelancer, retiree, or provisional taxpayer, this space is here to empower you with expert insights that help you stay compliant and make the most of your money.
Our team at Sparrows Chartered Accountants understands that tax season can feel overwhelming. That’s why we created this dedicated space for individuals looking for practical, jargon-free guidance. From understanding your IRP5 to claiming medical aid deductions and meeting provisional tax deadlines, our articles simplify the process and bring clarity to your tax journey.
Each year, thousands of South Africans unknowingly overpay — or underpay — their taxes due to poor planning or misunderstandings about the filing process. Filing late, missing deductions, or relying solely on SARS auto-assessments can result in lost refunds or unexpected penalties. That’s where professional guidance makes all the difference.
With our help, you can maximise your tax efficiency, meet all deadlines, and ensure your records are in perfect order. Our blog shares tools, tips, and checklists to support smarter financial choices — all written by Chartered Accountants who deal with personal tax services South Africa clients every day.
In this section, you’ll find straightforward articles covering key areas of individual tax and compliance. Topics include:
Each post is tailored to the South African context and reflects the most recent SARS processes, thresholds, and legislation — helping you feel confident and informed throughout the year.
If you’ve ever been confused by auto-assessments, unsure about how to submit supporting documents, or missed out on refunds you were eligible for — you’re not alone. Our experienced team is here to guide you every step of the way.
We offer end-to-end personal tax services South Africa residents can rely on — from basic SARS tax return help to advanced individual tax planning. We also help clients who need to file multiple years, have complex financial situations, or have been flagged by SARS for verification or audit.
And if you’re a provisional taxpayer? We’ll help you estimate, calculate, and submit your IRP6s on time, while making sure you don’t overpay. Whether you’re employed full-time, self-employed, or earning passive income, we ensure that your tax obligations are handled with care and precision.
Scroll through our articles below to find helpful guides, expert tips, and answers to the most common individual tax questions. Need help with your ITR12 support or looking for a qualified professional to handle your tax return from start to finish?
Contact Sparrows Chartered Accountants — we’re here to take the stress out of tax season and help you make every return count.
If you’ve recently hired a tax practitioner to manage your SARS obligations — whether it’s personal income tax, VAT, or PAYE — one of the first steps is to give them access to your SARS eFiling profile. But how exactly does that work? In this guide, we’ll walk you through how to authorise a tax…
Your SARS eFiling profile is your digital gateway to managing your tax affairs in South Africa. Whether you’re submitting a tax return, checking a refund, applying for a tax clearance certificate, or uploading documents for verification, everything happens through eFiling. But what if you’re registering for the first time, have lost your login details, or…
Most South Africans focus on growing their wealth, but far fewer take the crucial steps needed to minimize tax in your estate. Without proper planning, taxes and administrative costs could erode up to 20% — or more — of what you leave behind for your loved ones. If you want to Minimize Tax in Your…
Wealth management and tax planning are often treated as separate services — but in reality, they are two sides of the same coin.While effective wealth management grows your assets, without proper tax planning, a large portion of that growth can be lost to avoidable taxes. In this guide, we’ll explore how these two disciplines intersect,…
Need a Tax Clearance Certificate urgently? Whether it’s for a tender application, foreign investment, or simply proving your good standing with SARS, having a valid Tax Clearance Certificate (TCC) can make or break important deals. The good news is: you can secure it quickly — if you’re properly prepared. In this guide, we break down…
Receiving an unexpected tax bill from SARS can be stressful — especially if you believe it’s wrong. However, just because SARS issued an assessment doesn’t mean it’s final. If you disagree with an assessment, you have the right to object to a SARS assessment — and you can succeed if you follow the correct process….
Filing provisional tax might sound intimidating at first, but if you earn income beyond a standard salary in South Africa, knowing when and how to file provisional tax is essential. Whether you’re self-employed, earning rental income, receiving dividends, or running a side hustle, you could already be considered a provisional taxpayer without realizing it. Missing…
Filing your personal tax returns with SARS (South African Revenue Service) doesn’t have to be stressful — as long as you’re properly prepared. Whether you’re submitting your own return through eFiling or working with a registered tax practitioner, gathering the right information beforehand is crucial. Proper preparation ensures an accurate assessment, speeds up your refund,…